Mateo financial

Empower Your Dreams with Mateo's

Personal Loan Solutions

Welcome to Mateo Financial’s Personal Loan Solutions! Your dreams and aspirations matter to us, and we’re here to provide the financial support you need to turn them into reality. Our personal loans are designed to be flexible, affordable, and tailored to your unique needs.

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Complete the form below to learn more about our personal loan options.

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Why Choose Mateo Financial for Your Personal Loan?

Begin your journey towards achieving your personal goals today. Fill out the form above, and one of our friendly loan specialists will be in touch soon to discuss how we can make your dreams come true.

Personalized Solutions

We believe in your individuality. Our experienced team will work closely with you to understand your goals and craft a personal loan that aligns perfectly with your needs, whether it's a vacation, education, or home improvement.

Competitive Rates

We offer competitive interest rates that allow you to borrow responsibly without breaking the bank.

Expert Guidance

Our dedicated loan specialists are here to guide you every step of the way. We'll help you choose the right loan, explain the terms, and ensure you're comfortable with your financial decision.

Quick and Easy

Our streamlined application process means you'll get a fast decision on your loan application, so you can start working towards your dreams sooner.

Your dreams deserve the perfect launchpad. Our personal loans aren't just funds – they're the stepping stones to your aspirations. Let us help you reach new heights, making the extraordinary a reality with every loan we provide.

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Frequently Asked Questions

It depends on the eligibility criteria set by the lender. Most lenders do not specify a minimum credit score for a personal loan. Some lenders might lend to applicants with low credit scores (less than 750) but the interest rate applicable is usually higher in such cases.

In some cases, you may cancel a personal loan after disbursal subject to the terms and conditions of the lender. Loan cancellation will lead to cancellation charges and processing fees. Please note that all banks do not allow loan cancellation once the amount is disbursed. However, you can always prepay the loan amount as per the terms and conditions of the bank and save on the interest component.

The minimum monthly salary required to avail a personal loan varies from lender to lender. However, for large lenders like private and public sector banks, the minimum income eligibility is Rs 15,000 per month and above.

Lenders offer personal loans to pensioners in the form of pension loan. However, these loans are offered only to those pensioners who maintain their pension account with the respective bank.

students can apply for personal loans only if they satisfy the various eligibility requirements related to age, income, credit score, etc. set by the lenders.

  • Identity Proof: Passport/PAN Card/ Voter’s ID/ Aadhaar Card/ Driving License
  • Address Proof: Passport/ Aadhaar Card/ Lease/ Property Purchase Agreement/ Utility Bills (not more than 3 months old)/ Passport/ Driving License
  • Income Proof For Salaried Individuals: Salary Slips/ Bank Account Statement/ Form 16
  • Income Proof For Self-employed Professionals: Previous Years’ ITR/ P&L Statement and Balance Sheet/ Bank Account Statement
  • Business Proof For Self-employed Individuals: Business Incorporation Certificate/ Professional Degree/ Certificate of Practice/ Partnership Deed/ GST Registration and Filing Documents/ MOA & AOA/ Shop Act License
  • 18 to 60 years of age
  • Salary: For salaried customers, at least Rs. 15,000 per month.
  • Income: At least Rs 5 lakh per year for clients who are self-employed.
  • Credit Score: Preferably 750 or above, as loans with better credit scores are more likely to be approved.
  • Employment Stability: A year is often required, however certain lenders may need more work experience.
  • Business continuity is typically required for three years, however certain lenders may have lengthier requirements.
    Salaried workers employed by reputable companies, multinational corporations, private and public limited companies, governmental agencies, public utility companies, and huge businesses

Yes, you can apply for a personal loan even if you already have a home loan. However, the chances of getting the loan approved will depend on whether you have adequate repayment capacity to repay the proposed loan.

Yes, you can get a personal loan without providing salary slips. You can submit your bank account statement/ a copy of Form 16/ employee certificate from the employer, etc. as proof of income to fulfil the eligibility criteria. However, it is always recommended to confirm the list of required documents with the lender as it may vary from one bank to another.

Yes, you can avail a personal loan or its variants like wedding loan and marriage loan to finance various marriage-related expenditures.

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We’re here to assist you on your financial journey. Reach out to us today and discover how Mateo Financial can help you achieve your goals.

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